Trusted Credit Fix | Remove Negative Items & Raise Your Score

Take Back Control of Your Credit Score.

Negative Items Removed

Average Point Increase

0–90

Days to See Results

Legal & Compliant Process

Bad Credit Costs You Everything

Higher interest rates. Denied loans. Rejected rentals. A damaged credit score doesn't just hurt your finances — it limits your entire life.

23%

average interest rate paid by people with poor credit

1 in 3

Americans have an error on their credit report

$450K+

average extra paid over a lifetime with bad credit

Most Negative Items Can Be Removed

...if done correctly

Collections. Late payments. Charge-offs. Bankruptcies. Repos. Child support. And much more — most negative items can be challenged and removed.

Collections

Late Payments

Charge-Offs

Bankruptcies

Repossessions

Child Support

Medical Debt

Student Loans

Judgments

Inquiries

And More...

Real Scores. Real People.

Our clients see an average of 100–277 point increases within 90 days.

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Marcus T.

501→718

+217 points

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Priya S.

487→701

+214 points

[ Client Video / Screenshot ]

DeShawn W.

534→764

+230 points

[ Client Video / Screenshot ]

Tanya M.

512→689

+177 points

[ Client Video / Screenshot ]

Carlos R.

498→720

+222 points

[ Client Video / Screenshot ]

Jessica H.

541→703

+162 points

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Omar K.

476→658

+182 points

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Brianna L.

523→741

+218 points

We Do The Work. You Watch The Score Rise.

Our team handles every dispute letter, every follow-up, every negotiation.

Credit Audit & Analysis

We pull your full credit report and identify every negative item that can be challenged.

Custom Dispute Strategy

We build a tailored plan based on your specific report — no cookie-cutter letters.

Bureau Letters Drafted

We write and send professionally crafted dispute letters to all three bureaus on your behalf.

Progress Monitoring

We track every response, follow up relentlessly, and keep you updated every step of the way.

Score Optimization

Once negatives are removed, we advise on the fastest path to maximize your score.

Ready To Take Back Control?

Fix My Credit Now! →

Questions We Get Asked A Lot

Straight answers. No runaround.

Have Questions? Chat With Us Now.

Our AI assistant is available 24/7 — or ask to speak with an advisor anytime.

TCF

TCF Assistant